How does SmartLoans work?

The Smart Loans process is fast, simple and secure and Free to use


Tell us what type of loan you are looking for

Tell us what type of product you are looking for. All credit welcome.


We'll search our extensive panel of trusted UK lenders

We'll search our panel of UK lenders for the most suitable products.


You'll get your loan offers in minutes

See your tailored lending options in minutes.

Applying for a loan with SmartLoans is quick, simple and easy, you tell us what type of loan product you are looking for and we'll search our extensive panel of reputable UK lenders to find you the most suitable product within our network.

SmartLoans works hard to ensure we treat all our customers as individuals and in doing so we've made our application process as simple and as fast as possible. Our process is friendly and transparent with no hidden fees or charges and no credit searches.

SmartLoans does not conduct any credit searches but your lender may conduct a credit search before making a final decision.